Lowest Mortgage Rates in Dallas: November 2011

Falling home values throughout the U.S., as well as here in Dallas, are making right now a good time to purchase a home at an affordable price. Notwithstanding, the price of the property isn’t the only number you should consider. Dallas mortgage rates will also have a big impact on the total price you pay for your new home.

If you’re considering buying, be sure you take the time to get the lowest possible mortgage rate first. We’ve detailed the local Dallas financial institutions with the very best interest rates on home loans in November. Find out if there’s a great deal near you.

Current Best Mortgage Rates in Dallas, TX

Different mortgage types are going to offer different mortgage rates, but no matter what type of loan you choose, there’s bound to be a great deal in Dallas. Below are the lowest mortgage rates offered by local Dallas lenders today for a variety of home loan types.

Best 15-Year Fixed Mortgage Rates in Dallas

• JPMorgan Chase Bank, National Association: 3.13%
• • No Orig. Fees
  • Points: 0.13


• Wells Fargo Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0


• North Dallas Bank & Trust Company: 3.25%
• • No Orig. Fees
  • Points: 1

Lowest 30-Year Fixed Mortgage Rates in Dallas

• JPMorgan Chase Bank, National Association: 3.63%
• • No Orig. Fees
  • Points: 0


• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• North Dallas Bank & Trust Company: 4%
• • No Orig. Fees
  • Points: 1

Top 3/1 ARM Dallas Mortgage Rates

• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Citibank, National Association: 3%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• American National Bank of Texas: 3.38%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates in Dallas for a 5/1 ARM

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 1
  • Caps: 2% per Adjustment Period


• JPMorgan Chase Bank, National Association: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Be sure you confirm these rates with the lender before you apply. Mortgage rates are accurate as of 11/01/11, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Dallas mortgage rate.