Dallas Banking Rates

This Is How Much Cash You Could Earn Using Your Debit Card in Dallas


Randolph-Brooks Federal Credit Union (RBFCU) makes it easy for Dallas residents to earn cash while they go about their daily lives by offering the Really Free Checking Account and Freedom Check Card debit card. Together, the account and card are helping RBFCU members save money with zero monthly service fees or minimum balance requirements. Also, account holders are able to put money back into their pockets by earning $0.10 cash back on every purchase with their Freedom Check Card.

For example, say you use your debit card twice a day (once during the day for an errand or while at work and once in the evening for another errand or to pick up dinner), an additional four times a month at the gas pump and four times a month at the grocery store. Each month, you’re averaging sixty-eight debit card purchases, which comes to $6.80 cash back and totaling $81.60 a year — that’s free cash you’re getting just by doing what you would normally do anyway. The more you use your debit card, the more cash back you receive.

Last year, RBFCU gave more than $11 million back to its members through the Really Free Checking Account cashback program, the largest payout in the credit union’s history. This member incentive, plus all of the other great features on the Really Free Checking Account, is why RBFCU has so many satisfied customers.

Other Checking Account Features You’ll Love

Banking with credit unions has its perks. Since they function as not-for-profits, the profits are funneled back into the organization, benefiting the members in the form of low interest rates on financing, higher account yields and rewards programs such as the cash-back incentive from RBFCU. As a credit union, RBFCU is dedicated to giving back to its members and helping them achieve their financial goals. In addition to the $0.10 cash back on every debit card purchase, Really Free Checking Account holders can benefit from:

  • Unlimited check writing and free standard checks when ordered online
  • 24/7 fraud monitoring and $0 liability on debit cards
  • Overdraft protection
  • Competitive dividends
  • Free cash back option available at millions of POS terminals
  • Surcharge-free access at millions of ATMs nationwide

Money management is also made easier with free online banking and bill pay, plus free mobile RBFCU apps for iPhone, iPad and Android devices. Check your balance, transfer money between accounts, make electronic payments and deposits, and more from the convenience and security of your computer or smart device.

Take advantage of the great features of RBFCU’s Really Free Checking Account, and start earning cash back on your debit card transactions today. Opening an RBFCU Really Free Checking account is simple and can be done online or in-person at one of RBFCU’s 50-plus Texas branches.

Read: Here’s What You Should Do With Your Cash-Back Rewards


Since 1952, RBFCU has been dedicated to the economic well-being and quality of life of its members. It is a full-service institution with assets exceeding $6 billion. RBFCU serves more than 500,000 members throughout Texas.

Photo credit: Valeri Potapova / Shutterstock.com

Randolph-Brooks Federal Credit Union is a GOBankingRates client.