Credit Union of Texas has a number of high-quality products with great rates to offer, but only member of the credit union are eligible to access them. That means if you want to open an account or apply for a loan from CUofTX, you must become a member first. Here’s how you can find out if you’re eligible and apply.
Credit Union of Texas Membership Eligibility
There are actually a number of ways you can qualify for membership at the Credit Union of Texas:
Anyone who lives or work in Dallas, Collin, or Rockwall Counties. This applies regardless of employer.
Anyone who lives or works in the Lewisville, Red Oak or Midlothian Independent School Districts. Again, you only have to live within one of these districts and employer doesn’t matter.
Students. You must attend a school in Dallas, Collin or Rockwall County, which includes public, private or trade school at any college.
Members of school-related associations and organizations.
Employees/member of an organization that offers membership. You can see a full list of companies, associations and organizations that currently offer employees/members membership at Credit Union of Texas.
Family members. Family can be anyone related by blood, marriage, or adoption.
CUofTX employees. Anyone who works for the credit union may become a member, as well as their family.
How to Join CUofTX
If you determine you’re eligible to join Credit Union of Texas under their field of membership, you can official apply by filling out an online application.
To learn more about the credit unions near you, including interest rates offered, visit the Dallas Credit Unions page.
Almost everyone needs to borrow money at some point in their lives, whether it’s to finance a new vehicle or buy a piece of property. Finding the right lender when you need to borrow money is hugely important and makes all the difference in whether your loan is affordable. Credit Union of Texas understands this, which is why it continually offers special deals on loan to help members cut costs as much as possible.
Vacation Loans
You’ve heard of auto loan and home loans, but Credit Union of Texas also offers a unique spin on the traditional loan–vacation loans. Traveling can take a big bite out of your budget, so borrow you vacation expenses now and pay them back at a more convenient time.
Currently, Credit Union of Texas is providing this loan at 5.99% APR for a maximum loan amount of $5,000. If you’re interested, don’t delay because vacation loans are only offered through August 31.
1% Cash Back on Auto Loans
Credit Union of Texas has some of the most competitive car loan rates available right now, but that doesn’t mean you can’t take advantage of additional money-saving offers.
For a limited time, if you buy a car from any of the credit union’s Auto Market Preferred Dealers and finance the purchase through Credit Union of Texas, you become eligible to receive 1% cash back on your loan. The cash back offer is based on the total amount financed and will be funded at the same time as the loan.
Please note that you must be a member of the credit union in order to take advantage of these offers. The terms and conditions of the above offers are subject to change at any time at the discretion of the credit union. Loan applicants are subject to credit approval and you may be offered a different rate. Please contact the Credit Union of Texas for more information.
The Credit Union of Texas has an impressive history over which it’s grown to rank in the top 100 credit unions in the country. Perhaps that’s why they can afford to provide members such great deals on auto loans–here’s a look at what this credit union has to offer:
Auto Loans Are A Big Hit This Season at Credit Union of Texas
Right now, this credit union is offering car loan rates as low as 3.04% APR. In order to obtain car financing at this rate, you must be a member of the credit union. Additionally, the featured 3.04% rate is for 36 month financing and includes the following rate discounts: 0.10% for automatic payment and 0.20% for a CUofTX Advantage, Mature Options or Premier checking account.
This interest rate subject to credit approval–you could be offered a different rate based on your credit. Rates may change without notice. Contact the credit union for more information.
Auto Concierge Car Buying Services
There’s a lot of time and hassle that goes into buying a new car. If you just don’t want to deal with it, Credit Union of Texas is happy to help. the Auto Conceirge is a free service offered to all members, which includes:
- Auto loan financing
- Auto lease financing through FairLease
- Ability to evaluate and maximize your trade value
- Preferred pricing on any make and model of new vehicles through the Auto Market dealer network
- Pre-owned vehicles available in our inventory through the AutoMall
- GAP Protection
- Mechanical Breakdown Protection with our extended warranties
- Payment Protection
- Credit Life and Disability
If you’ve been thinking about buying a car, there’s no better reason to do so than now with helpful and affordable auto financing services from CUofTX. And if you’re not yet a member, contact the credit union today and find out how to become one.
The Credit Union of Texas has an interesting history, dating back to 1931 when a group of school teachers from Dallas decided to get a credit union charter. When the credit union was formed, it only had $65 in total assets.
It has since grown significantly and is now one of the top 100 credit unions in the nation in terms of asset size. It serves over 175,000 members, making it a well-trusted Dallas credit union.
Credit Union of Texas provides a host of traditional and online banking services to their customers in all 50 states. Credit Union of Texas allows you to bank in person, over the phone, or online. CUofTX offers auto loan, IRA, Credit Card and Savings and investment services, as well at more than 70 ATMs around the state.
Credit Union of Texas Routing Number
311079306 is the Credit Union of Texas’ routing number. You can also locate this information on your checks.
Credit Union of Texas Online Banking and Login Info
To access your online account, go to the Home Banking section of the website, which is located here: https://ns2.cuoftexas.org/auth/Authorize?fiid=1
Membership at Credit Union of Texas
To apply for membership at Credit Union of Texas, please click on the following URL: https://www.cuoftexas.org/memberapplication.html
You may also mail the membership application to:
Credit Union of Texas
P.O. Box 517028
Dallas, TX 75251-7028
Please include your membership application, a copy of your Texas driver’s license, a copy of your social security card and $10.00 for your membership fee. The minimum deposit for a share/savings is $5.00, and for a checking account it’s $100.
Branch Locations & Hours
Rockwall Branch Office
882 W. Rusk Street
Rockwall, Texas 75087
Lobby Hours:
Monday-Friday: 10:00 am – 6:00 pm
Saturday: 10:00 am – 1:00 pm
Plano Branch Office
7801 Coit Road
Plano, Texas 75024
Lobby Hours:
Monday: 9:00 am – 5:00 pm
Tuesday-Thursday: 10:00 am – 5:00 pm
Friday: 9:00 am – 5:00 pm
Saturday: 10:00 am – 1:00 pm
Drive Thru:
Monday-Friday: 9:00 am – 6:00 pm
Saturday: 10:00 am – 1:00 pm
DeSoto Branch Office
2828 Prince George
DeSoto, Texas 75115
Lobby Hours:
Monday: 9:00 am – 5:00 pm
Tuesday-Thursday: 10:00 am – 5:00 pm
Friday: 9:00 am – 5:00 pm
Saturday: 9:00 am – 1:00 pm
Drive Thru:
Monday: 8:00 am – 6:00 pm
Tuesday-Thursday: 9:00 am – 6:00 pm
Friday: 8:00 am – 6:00 pm
Saturday: 9:00 am – 1:00 pm
Ross Avenue Branch Office
4600 Ross Avenue
Dallas, Texas 75204
Lobby Hours:
Monday: 9:00 am – 5:00 pm
Tuesday-Thursday: 10:00 am – 5:00 pm
Friday: 9:00 am – 5:00 pm
Drive Thru:
Monday-Friday: 9:00 am – 6:00 pm
Saturday: Closed
The Colony Branch Office
5204 South Colony Blvd.
The Colony, Texas 75056
Lobby Hours:
Monday: 9:00 am – 5:00 pm
Tuesday-Thursday: 10:00 am – 5:00 pm
Friday: 9:00 am – 5:00 pm
Saturday: 10:00 am – 1:00 pm (tellers only)
Drive Thru:
Monday-Friday: 9:00 am – 5:00 pm
Mountain View Branch Office
3701 South Walton Walker
Dallas, Texas 75236
Lobby Hours:
Monday: 9:00 am – 5:00 pm
Tuesday-Thursday: 10:00 am – 5:00 pm
Friday: 9:00 am – 5:00 pm
Drive Thru:
Monday-Friday: 9:00 am – 6:00 pm
Saturday: Closed
Lewisville Branch Office
2525 MacArthur Blvd
Lewisville, TX 75067
Lobby Hours:
Monday: 9:00 am – 5:00 pm
Tuesday-Thursday: 10:00 am – 5:00 pm
Friday: 9:00 am – 5:00 pm
Saturday: 10:00 am – 1:00 pm
Drive Thru:
Monday-Friday: 9:00 am – 6:00 pm
Saturday: 10:00 am – 1:00 pm
Saturday: 10:00 am – 1:00 pm
